Financing Department

At Toyota Ste-Thérèse, securing the right financing solution should never be complicated. Our team works with you to provide financing options that are clear, flexible, and tailored to your financial reality. Whether you're an experienced buyer, a first-time buyer, or someone looking to rebuild credit, we offer comprehensive solutions to help make the purchase of your next Toyota simple and confident.

Financing Solutions for Every Driver

Finance Plan

Traditional financing allows you to own your vehicle. You choose the term, your payment structure, and enjoy long-term ownership with complete peace of mind. Once the vehicle is paid off, you have no more monthly payments, making this ideal for drivers who plan to keep their Toyota for many years.

Toyota Leasing

Leasing offers lower monthly payments and allows you to drive a newer, better-equipped, or more advanced Toyota for the same budget. It’s the perfect option for drivers who enjoy upgrading their vehicle every few years and want the latest Toyota technology.

FirSte-Time Buyer Program

This program is designed for customers purchasing their first vehicle who want to establish strong credit. Our financing team guides you through every step, explains each part of the contract, and helps you secure terms that fit your budget.

Financing for Self-Employed Professionals and Businesses

Every financial situation is unique. That’s why we offer solutions adapted to freelancers, professionals, and small businesses, taking into account operating needs and tax considerations.

A Simple, Fast, and Transparent Process

Needs Assessment

We begin by evaluating your budget, driving habits, annual mileage, and long-term goals. This allows us to quickly identify the most advantageous options for you.

Clear Presentation of Options

We compare rates, terms, current promotions, and the differences between financing and leasing. Everything is explained clearly, without jargon or hidden details.

Quick Pre-Approval

You can submit your credit application online or in person. The response is fast, confidential, and handled by our team.

Full Support Through Delivery

We review documents with you, explain optional protections, finalize the financing, and prepare a smooth and stress-free delivery experience.

Exclusive Advantages from Toyota Financial Services

Our customers benefit from competitive rates, seasonal offers, and exclusive programs designed for Toyota vehicles. With a financing partner directly integrated with the manufacturer, you enjoy more stability, better-adapted solutions, and a simplified overall process.

Options for Customers Facing Financial Challenges

If you have experienced job interruptions, separation, late payments, or credit difficulties, we can provide responsible and realistic financing solutions. Your file is handled with respect, confidentiality, and professionalism.

Summary of Financing Solutions

• Finance plans
• Leasing
• FirSte-time buyer programs
• Solutions for businesses and self-employed professionals
• Credit rebuilding options
• Preferred rates from Toyota Financial Services
• Quick pre-approval
• Personalized guidance at every step